Personal Loans

Get Up To $100,000 and Competitive Fixed Rates

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This WONT affect your credit score.

A personal loan from EasyFinance can help you take control of your finances. From consolidation to home improvements to vacations, you can plan for both the expected and unexpected.

Common uses for a personal loan.

Consolidation

Consolidation Loans

Life Events

Wedding Loans Medical Loans Funeral Loans Emergency Loans Moving Loans

Recreation

Vacation Loans Boat Loans Motorcycle Loans RV Loans

Auto Loans

Auto Refinance Loans Auto Repair Loans Car Purchase Loans

Home Projects

Home Improvement

Why get a personal loan from EasyFinance?

A personal loan offers financial flexibility with fixed interest rates, providing a predictable and manageable repayment plan. If approved, you'll receive a set amount of money, which can be used for various purposes, and pay it back in monthly installments over a specified period. Personal loans serve as a reliable alternative to credit cards, offering a structured way to meet your financial needs. Moreover, responsible use of a personal loan can contribute positively to your credit history.

At EasyFinance, our streamlined application process is designed for your convenience, allowing you to apply online or speak with our loan specialists over the phone. We're dedicated to providing simple and accessible personal loans to help you achieve your financial goals.

How it works

Address today's financial challenges and pursue your goals with ease.

1. Tell Us Your Needs

Share your financial goals and needs by submitting your information via our simple, online application process.

2. Connect With Expert

Hop on a call with one of our loan specialists to discuss your options and run a quick credit check.

3. View Your Offers

Based on your unique situation, you’ll receive personalized loan offers tailored to your requirements.

What happens after approval?

Once you're approved for a personal loan with EasyFinance, you'll have options tailored to your unique financial situation. You may be presented with the choice between a secured or unsecured loan, depending on your preferences and eligibility.

Secured Loan: If you opt for a secured loan, you'll usually provide collateral, such as a motor vehicle, to secure your loan. This can often lead to more favorable terms.

Unsecured Loan: Alternatively, you can choose an unsecured loan, which doesn't require any collateral, offering flexibility without tying your assets.

Our rates and terms

$600 - $100,000

Loan Amount Range

4.60% - 335.995

APR Range

24, 36, 48 or 60 Months

Term Lengths

Your specific loan terms are determined by a variety of factors, including your credit history, income, expenses, available collateral, etc... For instance, if you were to borrow $6,000 with a 24.99% APR and a 60-month term, your monthly payments would be approximately $176.07. This example is based on an average customer with good credit.

FAQs

Does checking for loan offers affect my credit score?

No, checking for loan offers through our platform will not affect your credit score. We conduct a soft credit inquiry during the initial prequalification process, which has no impact on your credit. A hard credit check is only performed when you decide to proceed with a loan application.

What are the eligibility requirements for personal loans?

Eligibility criteria can vary depending on your specific loan request. Common factors include income, credit score, and financial history. We offer loan options for a wide range of credit profiles, so it's worth exploring the loan offers available to you.

Can I pay off my loan early without penalities?

Yes, our platform permits early loan repayment without any prepayment penalties. You have the flexibility to pay off your loan ahead of schedule if you wish to reduce interest costs.

Are there any fees associated with your loans?

The specific fees associated with your loan may vary depending on the lender and loan offer you choose. Some lenders on our platform may charge origination fees, while others may not. Similarly, annual fees may or may not apply, depending on the lender's terms. It's essential to review the terms of your selected loan offer carefully.